In years when there have been steep increases in exchange premiums, those receiving a subsidy have been protected from premium hikes, while those ineligible for subsidies face the full increase and may be priced out of coverage. Enrollment in the individual market increased from about 11 million before the ACA to a peak of 17 million in 2015 and 2016.
Additionally, high deductibles have created affordability challenges even for those with premium subsidies. The ACA includes an additional type of financial assistance, called a cost-sharing subsidy, which brings down deductibles and copayments, but only Marketplace purchasers whose incomes are between 1 and 2.5 times the poverty level are eligible for this help.
Not to change the topic here:
Instacart adds Sephora to marketplace as it expands product selection - Business Insider
Sephora products are currently available via Instacart from select stores in California and Canada, but the marketplace will fulfill orders from over 400 Sephora locations in North America in the coming weeks. And Instacart will be integrated with Sephora's loyalty program so that members can access promotions and earn points even though they're not ordering directly from Sephora, giving Instacart the chance to recruit Sephora's loyal customers.
Today's Numbers: The COVID Economy - Marketplace
"The leading economic indicator is … the virus." More than one analyst has put it to us this way. As we try to understand and quantify this unprecedented global economic collapse — and now the attempted restart — we're following key metrics for COVID-19 and the broader economy.
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Nearly 100,000 restaurants are closed either permanently or for the long term — nearly 1 in 6, according to a new survey by the National Restaurant Association. Almost 4.5 million jobs still haven't come back. Some restaurants have been able to get by on innovation, focusing on delivery, selling meal or cocktail kits, dining outside — though that option that will disappear in northern states as temperatures fall.
Ostendio Expands MyVCM Auditor Connect Marketplace with A-LIGN Partnership
MyVCM Auditor Connect reinvents the audit process, rendering spreadsheets, third party file shares and storage devices effectively obsolete. MyVCM Auditor Connect brings the auditor and customer together on one platform where they can share real-time evidence in a secure location. Unlike previous methods of conducting audits, Ostendio MyVCM provides access to evidence and documents that are always available, easy to update and optimized for collaboration.
"MyVCM Auditor Connect marketplace is already changing the way security auditors and customers work together. It is a significant step forward in modernizing an outdated process," said Grant Elliott , CEO and Chairman of Ostendio. "We are pleased that A-LIGN is joining the marketplace and connecting with customers who are looking for forward-thinking, professional security and compliance firms to handle their audit process."
In case you are keeping track:
Analysis: A Proposal Like Biden's Health Plan Would Lower the Cost of ACA Marketplace Coverage
A new KFF analysis finds that expanding Affordable Care Act (ACA) premium subsidies like Democratic presidential nominee Joe Biden has proposed would lower the cost of Marketplace coverage for nearly all potential enrollees, including the uninsured and others currently priced out of the Marketplace.
While the former Vice President's plan to create a public option has received substantial public attention, his companion proposal to expand ACA marketplace subsidies has been less discussed, even as it has the potential to affect the affordability of health insurance for many Americans. The plan is also projected to more than double federal marketplace spending, according to Biden campaign officials.
Black Beauty: San Diego’s Melanin Made Marketplace Celebrates Black Artists, Businesses
The Melanin Made marketplace, which was designed to support products from people of color, is located on El Cajon Boulevard between 67th and 68th streets, and features work from local designers and artists, everything from jewelry to clothing to art objects to health and beauty products to ball caps -- even a chipotle rub. And don't forget to pick up some of the shop's own Melanin Made swag while you're there.
"This store, we are supporting Black-owned companies, so you'll find things from designers, crafters, artists -- we have a lady in here right now who makes spices -- so it's just more of supporting the Black community and keeping the money to circulate in within our community much longer," said Melanin Made co-owner Min Vanta.
The bipartisan effort to change laws about speech on the internet - Marketplace
Internet companies, websites and web applications have a kind of legal immunity that they say makes the internet as we know it possible. First, they're generally immune from legal liability if a Facebook or Twitter user posts something illegal. They're also immune from liability if they take down a post they find objectionable. Users generally can't legally challenge that.
Sabri Ben-Achour : Just how big is this effort to weaken these types of legal immunity the internet companies enjoy?
This office furniture business is "kinda like a catfish" - Marketplace
" My Economy " tells the story of the new economic normal through the eyes of people trying to make it, because we know the only numbers that really matter are the ones in your economy.
For those in the business of buying and selling used office furniture, the interconnected trends of companies downsizing and workers setting up permanent home offices presents an opportunity.
"In any downturn like this, there's opportunity to pick up deals," said Wayne Hogan of Galaxy Office Furniture in North Little Rock, Arkansas.
Happening on Twitter
NEW: A proposal like Biden's health plan would lower #ACA marketplace coverage costs for nearly all potential enrol… https://t.co/qaCknrR1kG KFF (from San Francisco, CA | Washington DC) Mon Sep 28 16:11:28 +0000 2020
Under a health care proposal like Biden's, a 27-year-old with a gold plan who makes $50k/yr would see premiums drop… https://t.co/Ke8A6uS1xc KFF (from San Francisco, CA | Washington DC) Tue Sep 29 00:15:04 +0000 2020
We already have a far-right corporate Court right now. A SCOTUS stacked even more dramatically to gut the ACA would… https://t.co/tmIhaEiR32 SenBobCasey (from Scranton, PA) Wed Sep 23 22:26:36 +0000 2020
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